INTERNATIONAL LOAN WITHOUT SCHUFA

INTERNATIONAL LOAN WITHOUT SCHUFA

OVERSEAS LOAN WITHOUT SCHUFA CREDIT WITH NEGATIVE SCHUFA CREDIT CHECK BANK ACCOUNT SCHUFA FREE FINANCING FACILITY

An international loan without SCHUFA is by definition a credit facility granted by an overseas bank or a loan broker from abroad for a German borrower who is facing a bad credit score with the major German credit bureau.

An overseas loan without SCHUFA has the objective to give access to credits and financing facilities to German consumers who get rejected for any loan application they provide to any German lender because of their bad credit score with SCHUFA.

WHAT IS SCHUFA ? DEFINITION

SCHUFA (or Schutzorganisation für Allgemeine Kreditsicherung, translated in Organisation for the Protection of General Credit Risk Mitigation) is defined by the most important entity in Germany which is dealing with credit score as a rating agency for individuals, corporates and banks.

SCHUFA’s main objectives is to protect the interests of any lender by using a risk warning and score system informing any risk taker about the solvability of borrowers and consumers in general.

The German credit bureau SCHUFA role is not only to protect the lenders such as banks, and loan brokers, but also to inform other German entities like energy suppliers, telecom companies or any counterparty which is taking a risk when offering a service or supplying goods.

A personal loan from abroad is a loan dedicated to cover the consumer purchases of a borrower but through lending institutions located abroad.

WHY IS AN INTERNATIONAL LOAN WITHOUT SCHUFA IS USEFUL FOR A GERMAN BORROWER ?

The reasons why an overseas loan without SCHUFA is useful for a German borrower who has a bad credit score are various:

  • International lenders have no access to the SCHUFA data base such as German lenders have.

  • Overseas banks are more flexible when it comes to the risk appetite they have towards foreigners from Germany.

  • Lenders abroad are open to monetize any assets the German borrower has without considering any SCHUFA score.

WHAT KIND OF CREDITS WITHOUT SCHUFA ARE WISHED ABROAD ?

Usually German loan seekers who are facing issues with the German credit rating agencies are after the following credit facilities:

  • A mortgage without SCHUFA.

  • A car leasing contract without SCHUFA.

  • A personal loan.

  • A credit card without SCHUFA.

  • A debt consolidation.

WHAT SERIOUS SOLUTIONS ARE INTERNATIONAL LENDERS OFFERING WITHOUS USING SCHUFA SCORING SYSTEM ?

Serious and reliable options are granted through overseas lenders under specific conditions:

  • A private loan (between individuals) with negative SCHUFA.

  • P2P (peer-to-peer) loan without SCHUFA.

  • Crowdfunding.

  • Pawn loans (including for a pledge for a car).

  • Payday loans with negative SCHUFA.

  • Reverse mortgage (for property owner).

INTERNATIONAL LOAN BETWEEN INDIVIDUALS (P2P LOAN) WITH NEGATIVE SCHUFA WITH UPFONT FEE

A loan between individuals is a cash facility which is granted even with negative SCHUFA from a person to another person abroad mainly via regulated P2P platforms avoiding any suspicious or fraudulent attractive credit providers who are only after an advance payment without offering any loan.

CROWDFUNDING WITH NEGATIVE SCHUFA

Overseas crowdfunding platforms are usually the best loan markets places to obtain a cash injection with no checking of the SCHUFA register, as the investors are more interested in the financial return of the project which is presented by a borrower hos has bad German credit score.

PAWN LOAN WITHOUT SCHUFA

A pawn loan is excellent alternative to access to cash even with a negative SCHUFA as pawnshop lender are securing their loan facility through a valuable assets presented through a borrower which can be gold or even a vehicle.

OVERSEAS PAYDAY LOAN WITH NEGATIVE SCHUFA

An international payday loan is very short term cash facility which needs to be repaid after 2 or 3 weeks and where a guaranty is not required ans even facing SCHUFA but where however very high interest rates are applied.

INTERNATIONAL REVERSE MORTGAGE IN CASE OF SCHUFA

Overseas reverse mortgage structures are solution for those who are owning a property but suffering under a negative SCHUFA score and who offering a real estate value to secure a loan from abroad.

OVERSEAS STUDENT LOAN    LOAN BROKER    OVERSEAS PRIVATE LOAN   WITH GUARANTEE    EDUCATION LOAN    OVERSEAS MORTGAGE    BUSINESS LOAN   PERSONAL LOAN    TAX ON LOANS    WITHOUT COLLATERAL    MICROFINANCE    P2P LOAN    CAR LOAN    WITHOUT CREDIT CHECK    CREDIT CARD    DEBT CONSOLIDATION    WITHOUT JOB    WITH BAD CREDIT    WITHOUT UPFRONT FEE    FOR DISABLED    ISLAMIC LOAN    LIST OF BROKER    LEASING FROM ABROAD    LOAN FROM OVERSEAS BANK   CHINA    THAILAND   EUROPE   FOREIGN STUDENT    FOR MIGRANT    FOR WOMEN   CAR FOR FOREIGNER   ELECTRIC BIKE LOAN    STUDENT LOAN REPAYMENT FROM ABROAD   LOAN FROM INDIAN OVERSEAS BANK   FOR MASTER    LOW INCOME LOAN   FOR FOREIGN STUDIES   OVERSEAS CROWDFUNDING   FOR FARMER    OVERSEAS PAYDAY LOAN   WITH NEGATIVE RATE  OVERSEAS BANK ACCOUNT   OFFSHORE BANK ACCOUNT  ANONYMOUS BANK ACCOUNT  OFFSHORE BANK ACCOUNT  ANONYMOUS BANK ACCOUNT   GERMANY LOAN   SWISS BANK ACCOUNT    LUXEMBOURG ACCOUNT   PANAMA ACCOUNT  DUBAI BANK ACCOUNT    LOAN FOR US CITIZEN  LOAN FOR BRITISH   SWITZERLAND LOAN   MORTGAGE FOR ALIEN    LOAN FOR HOUSEWIFE  FOR FOREIGNER    UK LOAN    KREDIT OHNE SCHUFA    USA LOAN    AUSTRALIA LOAN   FRANCE LOAN    BELGIUM LOAN    NO PROOF OF INCOME    WITHOUT INTEREST   START-UP LOAN   MAURITIUS    MOROCCO   NEW ZEALAND   LUXEMBOURG LOAN   MONACO LOAN   SAUDI ARABIA  QATAR    LOAN FROM GOVERNMENT    ANDORRA LOAN    FOREIGN BANK    FOREIGN INSURANCE   FOREIGN CAR INSURANCE   FOREIGN HEALTH CARE   FOR EXPATRIATE    FOR CROSS-BORDER   FOR NRI   BLACKLISTED LOAN    MOTORBIKE LEASING    LICHTENSTEIN   CANADA LOAN  WITHOUT SCHUFA   ISRAEL LOAN   ITALY MORTGAGE   DUBAI LOAN   LOAN FOR REFUGEE   LEASING FOR FOREIGNER  SPAIN  PORTUGAL   LEASING GERMANY   CORONAVIRUS LOAN